Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.
We've teamed up with Klarna to provide you with a better shopping experience, additional payment options, and cash flow assistance; excellent for major purchases such as pedicure chairs, backwash units, and massage & treatment tables. You now have the option to split your purchase into manageable installments or pay for your order up to 30 days later.
Spread the cost of your spa/salon equipment purchase into 4 interest-free installments that are charged from your card every 2 weeks.
Pay in three equal installments:
Split your purchase into three equal installments to spread the expense over time. Fill up your credit or debit card information and set up automatic payments every 30 days. When the your order has been confirmed, the first payment will be collected, and the second and third instalments will be collected 30 and 60 days later, respectively. There will be no interest or fees. There will be no effect on your credit score.
Pay in 30 days:
Paying after delivery allows you to try before you buy and is the easiest way to shop online. Only pay for what you keep. Complete the payment 30 days after purchase at no added cost. No interest. No fees. No impact to your credit score. This means that you can take the time to try your order before buying it without the stress of upfront payment.
6–36 month financing:
During the checkout process, you may apply for monthly finance. It's a two-step application process that results in an instant decision. After you've been accepted, you may use the Klarna app to manage your payments and receive payment reminders. This credit option allows you to stretch the expense of your purchase over a longer period of time. You can finalize the transaction with up-front terms and conditions if you receive a quick credit decision. Direct debit payments will be made automatically each month, and you can pay off the entire balance at any moment. Don't worry about missing any payment because Klarna will notify when it’s time to make the payment each month.
How to Shop and Pay with Klarna
You can choose Paypal® Credit to fund your purchase.
Just follow the directions below to take advantage of Bill Me Later today!
Still have questions about using Paypal Credit? Call our Customer Service to learn more at +1 888 232 2861 or email email@example.com
Just select Paypal Credit as your payment choice when you check out . You'll give your Date of Birth and the last 4 digits of your social security number, accept the terms, and you're done. Approval only takes seconds. Once you have started using Paypal Credit, you'll see it as a payment option when you check out with PayPal.
During checkout go to the "More Funding Options" page and make Paypal Credit your preferred payment source for future PayPal transactions. Or at any time, log into your PayPal account, click on "Profile", select Paypal Credit then click on update preferences.
Paypal Credit was acquired by PayPal in November 2008. Both Paypal Credit and PayPal are committed to providing customers with the fastest, most convenient buying experience online.
Many online stores offer exclusive Paypal Credit promotions such as free shipping, dollars off, and more time to pay. To take advantage of those deals, you need to select Paypal Credit directly from the online store. If you choose the Paypal Credit option when checking out with PayPal, you may see a different promotion that is exclusive to PayPal customers.
You will receive monthly statements and you can choose to pay in full or over time (interest charges apply). For your convenience, you can pay your bill on BillMeLater.com. Plus, if you use Paypal Credit through PayPal, you can also view your purchases and pay your bill on PayPal.com. Even though your purchases appear in both places, you will only be charged once.
No. There is no annual fee for using Paypal Credit.
The Annual Percentage Rate is 19.99% and the Minimum Finance Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date and pay no finance charges.
Paypal Credit will charge a late lee for each month a minimum payment is not paid in full by the payment due date on your statement. The amount of the late fee will be the amount of the missed payment, up to $25 the first time you are late. If you're late again, the late fee will be up to $35.
Yes, Paypal Credit provides "zero fraud liability" protection which is the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges. Your identity is validated with top-of-mind information such as date of birth and the last four digits of your Social Security Number. This means there is no account number that can be lost or stolen.
Yes. Once you open a Paypal Credit account , you will have a credit line with a limit. Once you have completed your first purchase using Paypal Credit, the bank will open a Paypal Credit account with your limit equal to the amount of your purchase or $250, whichever is greater. You can now use Paypal Credit to make additional purchases. If those purchases would cause your outstanding balance to go above your current limit, then they will evaluate if you are eligible for an increase. This happens seamlessly during the checkout process you don't need to do anything and it won't slow down your checkout.
Just select Paypal as your payment choice when you check out and then PayPal Credit in the PayPal menu. You will give your date of birth and the last 4 digits of your social security number, accept the terms, and you're done. Approval takes only seconds. Once you've started using Paypal Credit, you'll see it as a payment option when you checkout with PayPal.
Paypal Credit is a credit account that you can use to make purchases. The Bank will review and consider your credit report and other credit related information prior to opening your account and establishing your credit limit. Creditworthiness is determined by the Bank. This process happens in a matter of seconds as part of the Paypal Credit checkout process. Once you are a Paypal Credit customer, you can rely on your buying power to make purchases. If you make a purchase that would cause your outstanding balance to go above your limit, they will review your credit history and history with Paypal Credit to instantly determine whether to increase your limit.
No. Paypal pulls a credit report on your first purchase and occasionally when you ask us to increase your credit limit. They do periodically get updates to this report but these updates have no impact on your credit score. They review your account quarterly and If for any reason they reduce your limit, they will notify you in writing of the reason.
You increase your limit by attempting a purchase that is above your current limit. PayPal will treat that as a request to increase and will take into account your credit history and history with Paypal Credit to instantly increase your limit if you are eligible. This happens seamlessly during the checkout process – you don't need to do anything and it won't slow down your checkout.
We'll occasionally send you some discounts or hot sales! Or inform you about newly released products.