Salon Furniture Financing
Salon Furniture Financing with Direct Capital & PayPal Credit
Direct Capital - Instant Application
As with any loans you get, having a solid credit score is pretty important. Take a look at the following table showing what our partner Direct Capital is looking for in potential financing clients:
You can choose Paypal® Credit to fund your purchase.
Just follow the directions below to take advantage of Bill Me Later today!
Simple and Fast!Simple and Fast! Get a decision fast during checkout, simply:
- Answer 2 Questions.
- Accept the Terms.
- You Are Good to Go.
The Benefits of Paypal Credit®
- Get Instant Credit — No lengthy application to fill out, just answer two quick questions, accept the terms, and a get a decision in seconds.
- Easy — No credit card required
- Convenient — Manage all of your Bill Me Later purchases at PayPal.com
- No Annual Fee
Still have questions about using Paypal Credit? Call our Customer Service to learn more at +1 888 232 2861 or email firstname.lastname@example.org
Paypal Credit ® FAQs
- How do I start using Paypal Credit?
- What if I want to use Paypal Credit every time I check out with PayPal?
- Are Paypal Credit and PayPal the same company?
- I saw a Paypal Credit promotion at an online store. Why didn't I see it when I checked out with PayPal?
- How do I pay my Paypal Credit bill?
- What is the Annual Percentage Rate?
- If I pay late, will there be a fee?
- Does Paypal Credit protect me from liability for unauthorized charges?Is there an annual fee to use Paypal Credit?
- Do I have a credit line and how much is it?
- How do I apply for Paypal Credit?
- What does "Subject to Credit Approval" mean?
- Do you check my credit report every time I make a purchase?
- How do I increase my Paypal Credit Limit?
How do I start using Paypal Credit?
Just select Paypal Credit as your payment choice when you check out . You'll give your Date of Birth and the last 4 digits of your social security number, accept the terms, and you're done. Approval only takes seconds. Once you have started using Paypal Credit, you'll see it as a payment option when you check out with PayPal.
What if I want to use Paypal Credit every time I check out with PayPal?
During checkout go to the "More Funding Options" page and make Paypal Credit your preferred payment source for future PayPal transactions. Or at any time, log into your PayPal account, click on "Profile", select Paypal Credit then click on update preferences.
Are Paypal Credit and PayPal the same company?
Paypal Credit was acquired by PayPal in November 2008. Both Paypal Credit and PayPal are committed to providing customers with the fastest, most convenient buying experience online.
I saw a Paypal Credit promotion at an online store. Why didn't I see it when I checked out with PayPal?
Many online stores offer exclusive Paypal Credit promotions such as free shipping, dollars off, and more time to pay. To take advantage of those deals, you need to select Paypal Credit directly from the online store. If you choose the Paypal Credit option when checking out with PayPal, you may see a different promotion that is exclusive to PayPal customers.
How do I pay my Paypal Credit bill?
You will receive monthly statements and you can choose to pay in full or over time (interest charges apply). For your convenience, you can pay your bill on BillMeLater.com. Plus, if you use Paypal Credit through PayPal, you can also view your purchases and pay your bill on PayPal.com. Even though your purchases appear in both places, you will only be charged once.
Is there an annual fee to use Paypal Credit?
No. There is no annual fee for using Paypal Credit.
What is the Annual Percentage Rate?
The Annual Percentage Rate is 19.99% and the Minimum Finance Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date and pay no finance charges.
If I pay late, will there be a fee?
Paypal Credit will charge a late lee for each month a minimum payment is not paid in full by the payment due date on your statement. The amount of the late fee will be the amount of the missed payment, up to $25 the first time you are late. If you're late again, the late fee will be up to $35.
Does Paypal Credit protect me from liability for unauthorized charges?
Yes, Paypal Credit provides "zero fraud liability" protection which is the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges. Your identity is validated with top-of-mind information such as date of birth and the last four digits of your Social Security Number. This means there is no account number that can be lost or stolen.
Do I have a credit line and how much is it?
Yes. Once you open a Paypal Credit account , you will have a credit line with a limit. Once you have completed your first purchase using Paypal Credit, the bank will open a Paypal Credit account with your limit equal to the amount of your purchase or $250, whichever is greater. You can now use Paypal Credit to make additional purchases. If those purchases would cause your outstanding balance to go above your current limit, then they will evaluate if you are eligible for an increase. This happens seamlessly during the checkout process you don't need to do anything and it won't slow down your checkout.
How do I apply for Paypal Credit?
Just select Paypal as your payment choice when you check out and then PayPal Credit in the PayPal menu. You will give your date of birth and the last 4 digits of your social security number, accept the terms, and you're done. Approval takes only seconds. Once you've started using Paypal Credit, you'll see it as a payment option when you checkout with PayPal.
What does "Subject to Credit Approval" mean?
Paypal Credit is a credit account that you can use to make purchases. The Bank will review and consider your credit report and other credit related information prior to opening your account and establishing your credit limit. Creditworthiness is determined by the Bank. This process happens in a matter of seconds as part of the Paypal Credit checkout process. Once you are a Paypal Credit customer, you can rely on your buying power to make purchases. If you make a purchase that would cause your outstanding balance to go above your limit, they will review your credit history and history with Paypal Credit to instantly determine whether to increase your limit.
Do you check my credit report every time I make a purchase?
No. Paypal pulls a credit report on your first purchase and occasionally when you ask us to increase your credit limit. They do periodically get updates to this report but these updates have no impact on your credit score. They review your account quarterly and If for any reason they reduce your limit, they will notify you in writing of the reason.
How do I increase my Paypal Credit Limit?
You increase your limit by attempting a purchase that is above your current limit. PayPal will treat that as a request to increase and will take into account your credit history and history with Paypal Credit to instantly increase your limit if you are eligible. This happens seamlessly during the checkout process – you don't need to do anything and it won't slow down your checkout.